Yeah I think my idle liquid temps are due to the fans being controlled by the motherboard based on CPU temperature (and dropping to only 20% speed as soon as the mobo's CPU temp sensor goes under 55°C) as opposed to being controlled by iCue based on liquid temperature.
So I tried the CPU-Z stress test and CPU temps went to 77-79 °C (hottest core/package), stayed there, and liquid temperature went from 34 (idle) to 36.8°C within about 3 minutes, there it stayed. After I stopped the test, the fans went from about 80% RPM back to 20% immediately and liquid temperatures started dropping slowly until they dropped to about 34°C after about 3 minutes. This was all with pump on Quiet.
Also, my CPU does not throttle in Prime95 v26.6 (no AVX). It does get to 90°C, yes, but there is no throttling happening at all. It does throttle in P95 versions with AVX, but that is a different story...
My case is not air restricted, or at least I don't think so, it's a Crystal Series 570X with 3 LL120 white fans in the front, 1 in the back and one HD140 in the top position. All fans are controlled by the mobo in the same fashion as the CPU cooler fans - at 20% PWM while CPU is under 55°C (the HD140 is the only one controlled by voltage as when controlled by PWM, it spins too fast even on 20% (too loud for my tastes)). That means that in idle / low workload, all the fans in my case (including the ML140's I have on the H115i's radiator) spin at around 380 RPM (the 1 HD140 fan at 480 RPM).
And yes, when I set the pump to Extreme, liquid temperature moves up by only 1-2°C under load compared to idle.
I compared those temperatures to my gf's PC, where she has that delidded 8700K (4.7GHz, 1.22V, Conductonaut between silicon and IHS, Kryonaut between CPU and the Kraken X62): I punished her system with Prime 95 v29.4b8 (a TON of AVX), small FFT's. Hottest core and package were at 72-73°C, and the Kraken's liquid temperature raised slowly to 35.6°C.
So I think there is no problem with my system, just that in idle, my fans spin at 380 RPM, regardless of what the liquid temperature is.
And I still believe giving users the option to control pump speed based on CPU temp or liquid temp (per user's choice, just like NZXT does), would be beneficial to many users.